See If You Qualify To
Sell Your Life Insurance Policy for Cash

Your Policy Is $100,000+

You are at least 65

Your Health Status Has Changed

Discover The True Value Of Your Life Insurance Policy Today and Work with the most experienced life settlement company in the industry

Life Insurance Settlements Life Insurance Settlement Associatiaion-Badge-Charter-Member-2026-150x150.png026
download (11)

At Life Insurance Settlements Inc., we know the cash value of your life insurance policy. We help people sell their life insurance policies for cash and benefit from the life insurance policies that they no longer need. One of the challenges that policyholders come across is finding out whether or not they qualify for a life insurance settlement. As the leading experts in helping you get the most from your life insurance policies, you can trust that we will do our best to get you the highest cash award possible. If you are wondering whether or not you qualify, here is all the info you need to help you find out whether or not you qualify for a life insurance settlement!

Whether or Not You’re Eligible

You're at least 65 years old

Your life insurance policy is valued at $100,000 or more

You've had a change in health

Qualification Considerations

When taking your life insurance policy into account, we consider several aspects in order to determine whether or not you qualify for a life settlement. Factors include: size of your policy, health conditions, age, and life expectancy. In some cases, even though you’re eligible does not necessarily mean you qualify. That’s where we come in. At Life Insurance Settlements Inc., we do our best to help you get the most money for your life insurance policy possible. Reach out to us or fill out the form below to find out about your qualifications!

active middle aged man
retired couple hiking

Potential Benefit From Your Settlement

If you’re retired and no longer in need of your life insurance policy, you may qualify to receive cash for your life insurance policy. There are many reasons to consider getting a life insurance settlement including high medical care costs, insurance payments, or other financial stressors that may cause you to need financial help. In most cases, insurance policy holders may get 4 to 11 times the amount of the cash surrender value of their policy. This means that if you are under financial stress, the experts at Life Insurance Settlements Inc. may be able to help you secure a significant payout for your life insurance policy that you no longer need.

Case Study:

Big Win & Additional Sale

Client: Male, Age 75

Policy: $5,000,000 term policy, coming to the end of the conversion period

Problem: Client wanted to convert and keep some of the coverage, but couldn't afford to convert and keep all of it

Solution: Client converted and kept $1,000,000 of coverage and then converted and sold the remaining $4,000,000 policy for $235,000

Client kept
$
of coverage
Converted & sold remaining policy for
$

Big Win: The client used the money from the life settlement to pay for the first 3+ years of coverage on the policy that he kept!

*source Robin S. Weinberger, CLU, ChFC, CLTC & Peter N. Katz, JD, CLU, ChFC, RICP®

Case Study:

Life Insurance Settlement Offer for $350,000

Client: Female, age 87

Policy: $2,000,000 Universal Life, with a cash surrender value of $87,271

Problem: The client could no longer afford the premiums. Based on the original illustration from 14 years ago, she expected to cash out the policy for $375,000 and use the money to supplement her retirement income. Her husband predeceased her, so she no longer needed the coverage, and her expenses had increased over the years.

Solution: We were able to get her a Life Settlement offer of $350,000, nearly what she expected, and $262,729 more than the cash surrender value!

Life settlement offer of
$
$
MORE than the cash surrender value!

Big Win: The proceeds from the life settlement were used to enhance her retirement income, giving her peace of mind for her future and making up for the disappointment of the low cash surrender value.

*source Robin S. Weinberger, CLU, ChFC, CLTC & Peter N. Katz, JD, CLU, ChFC, RICP®

 

Why Choose Life Insurance Settlements Inc?

With more than 30 years in the life insurance industry, you can trust that we understand the ins and outs of getting you the highest payout for your life insurance settlement. If you are looking for money to help support your medical bills or other financial commitments, we are committed to getting you the most money possible. For more information about who we are, check out our about page today!

grandmother with garnd daughter

Life Insurance Settlements, Inc. In The Press

Life Insurance Settlements Association

2024 Alan H. Buerger Leadership Award

The Life Insurance Settlement Association on Oct. 24 awarded the Alan H. Buerger leadership award to Rob Haynie, managing director of Life Insurance Settlements Inc., a longtime member of the life settlement market, at the trade group's 30th annual conference in Miami.

Forbes Business Councils

Educating Customers On The Life Settlement Option: If Not You, Then Who?

The life settlement marketplace now allows older individuals to sell their life insurance policies based on life expectancy, providing a better financial option than letting them lapse. Financial advisors should inform clients about life settlements, as many seniors are unaware of this lucrative alternative.

Chris Voss Show

The Chris Voss Show Podcast: Unlocking Life Insurance Value

Tune in to The Chris Voss Show Podcast and learn how Life Insurance Settlements, Inc. helps you discover the true value of your life insurance policy.

Forbes Business Councils

Building Unbiased Awareness - Forbes Business Council

We take pride in educating the market about life settlements. Dive into our detailed article on building unbiased awareness in the life settlement marketplace.

Life Rise News

Our Insightful Roundtable Discussion on Life Settlement Brokers

Explore our engaging roundtable discussion on life settlement brokers. At Life Insurance Settlements, Inc., we provide valuable insights into the world of life settlements and the pivotal role brokers play in the process. Gain a deeper understanding of the industry with our expert perspectives.

Yahoo! Finance

Strategic Focus on Legislative Affairs

We are dedicated to driving impactful change in the life settlement industry. Learn more about our involvement in legislative affairs and the latest updates from the Life Insurance Settlement Association (LISA). Stay informed about our commitment to advocating for industry advancements.

ALM_ThinkAdvisor

Exploring the Impact of Speakers on Life Settlements Recovery

Our in-depth analysis examines the role of speakers in the recovery of life settlements. Discover how industry experts influence positive changes and drive growth in the life settlement sector. At Life Insurance Settlements, Inc., we prioritize staying informed on key factors contributing to the industry's progress.

NewsWire

Professional Advice on Life Insurance: Insights from Industry Experts

Gain valuable insights from industry experts on professional advice regarding life insurance. Life Insurance Settlements, Inc. offers a comprehensive guide to navigating the complexities of life insurance policies, empowering individuals to make informed decisions about their financial future. Explore our expert advice to ensure your insurance needs are met effectively.

Yahoo! Finance

Understanding Drivers of Policy Sales and Investor Interest

Delve into the dynamics of policy sales and investor perspectives in the life settlement industry. At Life Insurance Settlements, Inc., we provide a detailed analysis of the drivers behind policy sales and why the bigger picture is more compelling to investors. Uncover key insights that shape the landscape of life insurance settlements.

ALM_ThinkAdvisor

Navigating the Idea of Shopping Settlement Brokers

Explore the concept of shopping settlement brokers and whether it's a strategic choice for policyholders. Life Insurance Settlements, Inc. delves into the factors that influence decision-making when it comes to selecting settlement brokers. Stay informed to make empowered choices about your life insurance policy.

California Broker

Insights from California Broker Magazine

Discover the latest industry trends and invaluable insights featured in the April 2010 edition of California Broker Magazine. Life Insurance Settlements, Inc. is committed to keeping you informed about key developments in the life settlement landscape. Explore the comprehensive coverage to stay ahead in the industry.

Life Rise News

Q&A with Rob Haynie of Life Insurance Settlements, Inc.

Dive into a revealing Q&A session with Rob Haynie, providing unique insights into the world of life insurance settlements. Explore the expertise and knowledge shared by Rob Haynie, showcasing Life Insurance Settlements, Inc.'s commitment to transparency and industry leadership. Gain valuable perspectives in this informative discussion.

AM Best

Insights from AM Best: Industry Updates and Analysis

Explore the latest industry updates and in-depth analysis from AM Best. Life Insurance Settlements, Inc. provides valuable insights into the evolving landscape of life insurance settlements. Stay informed about key developments in the industry by accessing this essential resource.

Air Asset Management Logo

Fiduciary Duty in Life Settlements

We delve into the crucial topic of fiduciary duty in life settlements. Our latest article discusses the ethical responsibilities and obligations in the industry, shedding light on how we prioritize trust and transparency in our services.