What is A

Life Settlement?

A life settlement is a financial transaction where a policyholder will sell their life insurance policy in exchange for a lump sum, cash settlement. Generally, life settlements offer policy owners a way out of their financially crippling life insurance policy without requiring them to lapse or surrender their insurance. Typically, when selling a life insurance policy, the purchasing party–investor–will pay the policyholder a determined price in order to assume the position as the beneficiary of the policy. Once sold, the investor will be responsible for paying any future premiums on the policy. So, if you are in need of a way to escape from your costly life insurance policy, then it’s time to sell it in exchange for a life settlement.

Life settlements allow you former policy owners to receive instant cash in the form of a lump sum and eliminate the need to pay ever rising premiums

Most importantly, a life settlement will give you full access to your investment, allowing you to plan for your family’s future, pay off any accumulated debt, and provide you with a financially fruitful retirement. With a life settlement, you can break you free from the financial restraints that insurance companies place on you.

life settlements

Policy Owners

At Life Insurance Settlements Inc., we strive to liberate our client’s from the financial burden that is caused by high-premium life insurance policies–especially when their life insurance coverage no longer meets their specific monetary needs. We have helped thousands of clients sell their life insurance policies for cash. Our fiduciary duty is to secure the highest market offer possible. We offer a free non binding appraisal for all of our clients.

As a leading professional life settlement brokerage, we’ve had the opportunity to successfully assist thousands of clients sell their policies for a profitable cash settlement. In addition to our obligation to secure the highest, most lucrative offer, we provide our customers with a free, non-binding appraisal.

To ensure that our clients receive the greatest cash settlement for the sale of their life insurance policy, our team of seasoned brokers will negotiate offers amongst our extensive network of life settlement buyers–auctioning to acquire the highest bidder. Once we find the best buyer, you will receive a lump sum cash settlement which will secure you through the rest of your retirement.

Life Settlement Brokers

Life Insurance Settlements Inc. partners with life agents, financial planners and estate planners all across the country. Our marketing team provides the support and education that is needed for you to maximize every life settlement opportunity.

Our staff of professional brokers will show you how to recognize potential settlements through your existing clients. We will also provide you with the tools to market for new settlements nationwide.