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The Secrets of Life Expectancy Underwriting for Life Settlements with Vincent Granieri (Ep. 8)

April 8, 2024

Life expectancy is a crucial factor in many aspects of life, such as retirement planning, life insurance, and health care. But it is also a huge component when selling your life insurance policy! However, estimating how long someone will live is not an easy task, as it depends on various factors, such as medical history,…

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couple has just sold their life insurance policy for cash

Will Your Clients’ Life Insurance Expire Before They Do?

April 5, 2024

Issue No. 134, April 4, 2024 Will Your Clients’ Life Insurance Expire Before They Do? Is it a regular part of your practice to review your clients’ life insurance policies or offer a review to potential clients? Whether the review shows a need for more, less or the same amount of insurance, policy reviews represent…

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Person selling their life insurance policy for cash

Are Your Clients Bypassing You For Life Settlement Policies?

April 3, 2024

Issue No. 133, January 31 7, 2024 Are Your Clients Bypassing You? Commercials and ads for life settlements directly aimed at policy owners, at your clients, are becoming increasingly more common. Unfortunately, without your valued advice and that of an experienced life settlement broker, your clients could very well be making a poor decision, as well…

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senior couple on the computer

How Long Does a Life Settlement Take? The Journey from Policy to Payout

March 12, 2024

When it comes to financial planning, particularly for our senior years, understanding and utilizing the assets we have is crucial. One such asset that often goes overlooked is a life insurance policy. At Life Insurance Settlements Inc., we specialize in transforming this underappreciated asset into tangible financial freedom through what’s known as a life settlement.…

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senior man looking at laptop with notepad

Life Insurance Settlements: A Solution for Financial Emergencies in Retirement

March 12, 2024

Retirement should be a time of peace and enjoyment, a reward for decades of hard work and dedication. However, the golden years can often bring unforeseen financial emergencies that threaten this serenity. From skyrocketing medical bills to sudden, necessary home repairs, these unexpected expenses can drain savings rapidly, leaving retirees searching for solutions. At Life…

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Debunking Life Settlement Myths: A Comprehensive Guide

February 2, 2024

In today’s financial landscape, life settlements have emerged as a viable solution for seniors facing various financial challenges. Whether it’s funding medical care, maybe purchasing an annuity, covering unexpected expenses, or simply seeking extra retirement funds, life settlements offer a way to alleviate financial burdens. However, misconceptions about life settlements often lead to doubt and…

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How To Overcome Financial Behavioral Errors In Retirement

January 24, 2024

In retirement planning, it is important to recognize that financial behavioral errors can greatly affect one’s retirement funds. These errors can stem from various psychological factors and can have long-lasting consequences if not addressed properly. One of the main reasons why financial behavioral errors can have such a significant impact on retirement funds is due…

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senior couple with tax advisor

The 2 Best Life Settlement Opportunities Are the 2 Most Overlooked Ones

January 11, 2024

Issue No. 132, November 15, 2023 The 2 Best Life Settlement Opportunities Are the 2 Most Overlooked Ones We are often asked what makes the best life settlement case – what should I be looking for? The answer is simple: look for policies on seniors that are going tobe lapsed or surrendered. At that point,…

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senior couple with tax advisor

Do You Have a Life Insurance Settlement Case? 3 Things to Know.

January 11, 2024

Issue No. 131, September 12, 2023 Do You Have a Case? 3 Things To Know For a life settlement case to close, three key elements must invariably exist: the right insured, the right policy and the right situation. The presence of these three crucial elements can’t guarantee a successful case, but, together, makes it definitely…

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senior couple looking at financial options

Life Settlements: Letters of Competency

January 11, 2024

Issue No. 130, June 27, 2023 Life Settlements: Letters of Competency A letter of competency regarding the insured and the policy-owner seller (if not the insured) is a standard requirement for a life settlement transaction; however, many producers and their clients are unfamiliar with them. Here’s a brief summary of how they work and why…

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