Sell your life insurance policy for cash with a life insurance settlement

Sell Your Life Insurance Policy for Cash Today

Discover the True Value of Your Life Insurance Policy Today

LIFE INSURANCE SETTLEMENTS, INC.

Allow Us To Introduce Ourselves

As a leading life settlements broker firm, Life Insurance Settlements, Inc. has had the opportunity to successfully assist thousands of our clients sell their life insurance policies for a profitable cash settlement. Life settlements allow you to tap into the value of your policy that you did not know existed. This may allow you to plan for your family’s future, pay off any accumulated debt, and provide you with a cash to enjoy retirement.

30+ years of experience

Work with the most experienced life settlement company in the industry

Life Insurance Settlement Association Charter Member 2024
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Why Choose Our Trusted Life Settlement Company

Our sterling reputation within the Life Settlement Industry allows us to maintain partnerships with a large number of funding entities; several of which are exclusive to Life Insurance Settlements, Inc.

When an agent or financial professional allows LIS to broker the sale of the policy we will handle all aspects of the life settlement process or work with you to effectively service your client and reduce your time and paperwork.

For Policy Owners

Find the max cash value of life insurance policies

For Advisors

We partner with life agents, financial planners, and estate planners across the country

How does it work?

UNDERSTAND YOUR OPTIONS

Similar to selling a home, a person with a life insurance policy can take advantage of their asset and be financially rewarded before the maturity date. Viatical settlements and whole life insurance settlements that provide cash settlements for life insurance policyholders are considered the same as transactions for private property. A 1911 case made it available for a policyholder to transfer their life settlement to a Life Settlement Company in order to benefit from the proceeds while alive. In the 1980s the viatical settlements market emerged. Brokers would purchase the life insurance of AIDS patients who didn’t have long to live, and wanted immediate liquidity. The patients would get a better quality of life due to their increased finances as the brokers liberated them from having to pay monthly premiums. In exchange, the brokers and policy buyers received the face value of the policy. Now, these terminally ill patients that need financial assistance are using viatical life settlements for the same reason.

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UNLOCKING THE HIDDEN VALUE OF YOUR LIFE INSURANCE

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