The Long-Term Care Crisis and Life Settlements

The Long-Term Care Crisis and Life Settlements A group of regulators has suggested using life settlements to pay for care. By Robin S. Weinberger and Peter N. Katz | August 09, 2017 at 01:58 AM It’s no secret that financing long-term care is becoming a massive problem for America. Although 70% of Americans over the age of 65 are likely to need [...]

Why Life Insurance Isn’t Ideal For All

Why Life Insurance Isn't Ideal For All Although every life insurance agent will tell you that you absolutely need a life insurance policy, the fact of the matter is that life insurance isn’t ideal for everyone. Life insurance is a type of insurance that’s supposed to cover a risk. The ‘risk’ being your family or [...]

Why Producers Let Clients Miss Out on Life Settlement Opportunities

Why Producers Let Clients Miss Out on Life Settlement Opportunities U.S. consumers appear to be hundreds of times more likely to let a policy lapse than to sell it. By Robin S. Weinberger and Peter N. Katz | November 23, 2017 at 10:35 AM (Photo: Thinkstock) Statistics reported at the fall Life Insurance Settlement Association meeting continue to demonstrate how […]

https://www.thinkadvisor.com/2018/03/20/life-settlements-can-add-living-benefits-to-a-life/

https://www.thinkadvisor.com/2018/05/21/how-to-prospect-for-life-settlements/

Many Employers Are Not Offering Life Insurance Anymore

Many Employers Are Not Offering Life Insurance Anymore For quite some time, life insurance plans were commonly offered in the benefits packages of many companies. And on multiple occasions, a great life insurance policy was a major determining factor for quite a few potential employees. However, in recent years, many researchers have noted a significant [...]

Life Insurance Premiums Increased in 2017

Life Insurance Premiums Increased in 2017 At the end of 2017, researchers of the LIMRA US Retail Individual Life Insurance Sales Survey discovered that Individual life insurance premiums increased by 4 percent during the first half of 2017, while the second quarter yielded a 3 percent increase in new annualized premiums. In light of this [...]

How Life Insurance Can Affect Medicaid

How Life Insurance Can Affect Medicaid In order to qualify for Medicaid coverage, you must meet the certain financial requirements that they set in place. Meaning, that your assets can impact your eligibility for Medicaid. This includes any large sums of money you may have invested in life insurance with. Excluding certain expectations, a common [...]

How Much Do You Actually Need For Retirement

How Much Do You Actually Need For Retirement? When it comes to saving for retirement, many families tend to go by the 70% rule: replacing 70% of your pre-retirement income while in retirement in order to maintain a financially stable standard of living. This common rule derives from the idea of replacement ratios--a concept that [...]

Life Insurance Policies May Have Hidden Expiration Dates

Life Insurance Policies May Have Hidden Expiration Dates A recent article published by the Wall Street Journal has gotten some wheels turning and has caused some questioning to go around about the possibility of hidden expiration dates that are nested in many life insurance policies. In their research, the Wall Street Journal discovered that many life insurance policies are [...]